Two factors introduced in this week’s module are moral hazard and adverse selection. Address each of these factors separately in your paper. Topics to consider include:
How do these factors impact the health insurance market?
Do they increase or decrease demand (consumers demanding healthcare)?
Do they have any impact on supply (providers)?
What is the impact on payers (insurance companies, government, employers)?
How do payers cope with with these factors?
Two factors introduced in this week’s module are moral hazard and adverse select
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